SarvaGram

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Cookies Policy

SarvaGram Fincare Private Limited

SarvaGram Solutions Private Limited

PLEASE READ THIS POLICY CAREFULLY BEFORE USING SARVAGRAM WEBSITE

This policy explains how Cookies are used on sarvagram.com (hereinafter referred to as “Site”)

By continuing to use this Site you agree that we can place Cookies and other similar technology on your device.

We use Cookies and other commonly used data collection technologies on Site to collect information on both an aggregate and individual basis, in order to enable us to provide our Services and to ensure that it performs properly, to help analyze our web page flow, measure promotional effectiveness, promote trust and safety and for targeted advertising/ marketing purposes and to personalize your experience. We also use Cookies to recognize your browser software/ device (including mobile device) during a session or in your future visits on the Site, to provide better user experience with recommendations and personalization. The most important thing to know about Cookies placed by SarvaGram is that they make Site a bit more user-friendly, for example, by remembering site preferences and language settings.

1. WHAT ARE COOKIES, WEB BEACONS AND SIMILAR TECHNOLOGIES
- Cookies
  “Cookies” are small (often encrypted) files placed in the memory of your web browser or device when you visit a website or view a message, and include web beacons, scrips and similar technologies as discussed below. Cookies allow a website to recognize a particular device or browser. We place both permanent and temporary Cookies in your computer's hard drive. The Cookies do not contain any of your personally identifiable information. Cookies are used for a variety of purposes on the Site, as mentioned below.
  Types of Cookies
  - Session Cookies.
    Most Cookies are session Cookies. Session Cookies only last for your online session and expire at the end of your browser session and allow us to link your actions during that particular browser session.
  - Persistent Cookies.
    A persistent cookie is stored on your device for an extended period of time in between browser sessions, these Cookies help us track user preferences or actions while you are visiting the Platform. They help websites remember your information and settings when you visit them in the future, for instance, your login ID and password.
  - Third-Party Cookies.
    Third party Cookies are placed in your web browser by a website or domain, that is not the website or domain that you are currently visiting. If a user visits a website and another entity sets a cookie through that website this would be a third-party cookie.
- Web beacons
  A web beacon (also called web bug, tracking bug, tag, web tag, page tag, tracking pixel, pixel tag, 1×1 GIF, or clear GIF) is a small file (most often a transparent graphic image) that is loaded on the Site. Web beacons may work in concert with Cookies, to collect information about your visit, your web browser/device, browsing activity, or onsite behavior and provide that information to service providers. These are used to collect anonymous traffic metrics (for instance, page visits, use and number of button clicks,) and to analyze platform performance.
- Scripts
  A script is a small piece of website code placed on the Site to power customer service tools like live chat, allow for the delivery of video tutorials in our help section, and allow us to provide interactive experiences to visitors. They are also used to collect data that we use for website analytics, or to provide data on the effectiveness of our advertising.
- Similar technologies
  Technologies that store information in your browser or device utilizing local shared objects or local storage, such as flash Cookies, HTML 5 Cookies, and other web application software methods. These technologies can operate across all of your browsers. In some instances, these technologies may not be fully managed by your browser and may require management directly through your installed applications or device. We do not use these technologies for storing information to target advertising to you on or off our sites.
2. Why do we use Cookies?
Cookies help us provide information that is targeted to your interests, to make your experience better, faster and safer, for advertising purposes and to allow us to continuously improve, provide and protect our Services by personalizing content, tailoring and measuring ads, and providing a safer experience.
While the Cookies that we use may change from time to time as we improve and update the Services, we use them for the following purposes:
- Authentication: We use Cookies to verify your account and determine when you are logged in so we can make it easier for you to access the Services and show you the appropriate experience and features.
- Security, site and product integrity: We use Cookies to help us keep your account, data and the Services safe and secure. We also use Cookies to combat activity that violates our policies or otherwise degrades our ability to provide the Services.
- Advertising, recommendations, insights and measurement:We use Cookies to help us show ads and to make recommendations for businesses and other organizations to people who may be interested in the products, Services or causes they promote.
- Website features and Services: We use Cookies to enable the functionality that helps us provide the Services. We also use Cookies to help provide you with content relevant to your locale.
- Performance: We use Cookies to provide you with the best experience possible.
- Analytics and research: We use Cookies to better understand how people use the Services so that we can improve them.
Cookies that are used by SarvaGram can be divided into 2 (two) types:
- “First-party Cookies” - Cookies that are placed by SarvaGram; and
- “Third-party Cookies” - Cookies that are placed and used by third-party companies which are SarvaGram’s partners
It is important to note that SarvaGram cannot access third-party Cookies; nor can other third-party organizations access the data in the Cookies we use on the Site. SarvaGram does not allow third-parties to use the Cookies for any purpose other than those described herein.
3. How can you make a choice about Cookies on the Site?
We offer you the possibility to set your preferences regarding Cookies and you can choose which type of Cookies you would like the Site to use. You can change your preferences at any time.
Depending on the type and settings of your web browser, Cookies may be accepted by default. If not, you are always free to decline our Cookies if your web browser permits. You can also change the settings of your web browser to delete existing Cookies or prevent future Cookies from being automatically accepted. Most modern browsers will allow you to turn off Cookies or stop accepting Cookies.
4. How to manage, control and disable Cookies
While visiting the Site, you can manage the Cookies on your device and use your web browser to:
- allow all Cookies;
- block third-party Cookies in incognito;
- block third-party Cookies;
- block all Cookies;
- delete all Cookies; and/ or
- clear all Cookies when you close the browser etc.
You may manage these Cookies we place by visiting “Settings” on your web browser, that will allow you to change your cookie settings.
You may manage these Cookies we place by visiting “Settings” on your web browser, that will allow you to change your cookie settings.
Changing your Cookie Settings: The browser settings for changing your Cookies settings are usually found in the 'options' or 'preferences' menu of your internet browser. In order to understand these settings, the following links may be helpful. Otherwise, you should use the ‘Help’ option in your internet browser for more details.
You may block Cookies by activating the setting on your web browser that allows you to refuse the setting of all or some Cookies. Please be aware that in some instances, if you turn off, decline or disable Cookies, the functionality of Site may be affected, and you may not be able to use certain features on the Site. For instance, you may be required to re-enter your password more frequently during a session. Unless you have adjusted your browser setting so that it will refuse Cookies, our system will issue Cookies as soon as you visit Site.
If you wish to withdraw your consent at any time, you will need to delete your Cookies using your web browser settings.
5. Contact us
We hope the information in this Cookies Policy provides you with clear information about the technologies we use and the purposes for which we use them, but it you have any additional questions/comments, or require any additional information, please review our Privacy Policy and Terms of Use or contact us at:
Name: Soumi Dey
Email address: info@sarvagram.com
Address: Pramukh Plaza, B Wing, 603, Cardinal Gracious Rd, Chakala, Andheri East, Mumbai, Maharashtra 400059
Tel: 8101777555

SarvaGram Fincare Private Limited

CIN: U65990PN2018PTC224688

Registered Office :
Office No. 22, 4th Floor, Primrose Mall, Baner Road, Baner Gaon, Haveli, Pune, Maharashtra 411045

Call us

+91-8101777555

SarvaGram Solutions Private Limited

CIN: U74110PN2019PTC224311

Registered Office :
Office No. 23 & 24, 4th Floor, Primrose Mall, Baner Road, Baner Gaon, Haveli, Pune, Maharashtra 411045.

Call us

+91-8101777555

Write to us

info@sarvagram.com

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SarvaGram Solutions Private Limited is a Corporate Agent (Composite) (IRDAI Registration No. CA0800 valid till April 24, 2025) for soliciting and procuring General, Health, and Life Insurance business. Insurance contracts are established exclusively between the insurer and the insured. SarvaGram Solutions Private Limited does not act as insurer nor participate in or underwrite the underlying risks.